Presented by Lucy Fisher. Produced by Lulu Smyth. The executive producer is Manuela Saragosa. Original music and mixed by Breen Turner. The FT’s head of audio is Cheryl Brumley.

Public and private student loans are consolidated differently. A financial planner says to keep these tips in mind.

The Treasury Department will make an ally of billionaire Elon Musk’s U.S. DOGE Service the head of the department that ...