There are many different ways to set up your budget binder, including “DIY” approaches or by downloading worksheet templates. The envelope budgeting system is a cash-only method that’s ...

Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

Saving cash feels hard right now for lots folks. Prices keeps going up constantly, economy feels shaky. Finding it tough to ...

Essentially, this means that you take out cash based on your budget – $75 a week for lunches, say – and that’s all you’re allowed to spend, no cards allowed.

Cash stuffing — a budgeting strategy using cash and envelopes — is surging in popularity in 2025. Here’s how it works, why it’s catching on again, and what to know before trying it.