5 days ago · Compare NerdWallet's expert picks for the best debt consolidation loans from companies like Discover, Upgrade and SoFi. Consolidate credit card and other debts for faster payoff.

Jan 29, 2025 · A debt consolidation loan might save you money on interest, but fees can add up. Luckily, LightStream is a zero-fee company. Also, if another lender offers you a lower APR, LightStream might beat it by .10 percentage points through its Rate Beat Program.

Jan 29, 2025 · What to know first: Debt consolidation loans allow borrowers to combine several high-interest debt into a new loan. The best ones offer low rates, flexible repayment terms and quick funding turn ...

Dec 4, 2024 · Interest savings. If you have high-interest debt, a debt consolidation loan can help you save with a lower interest rate. You will save money on interest, for example, if you combine two credit ...

Debt consolidation loans combine other forms of debt into one lower interest loan with more favorable terms. Your credit score and debt to income (DTI) ratio will determine the rate you’re offered.